Additional expenses and taxes which are not charged by us but are payable to third parties such as HMRC (Stamp Duty Land Tax).
DISBURSEMENTS ON SALE
Disbursements on a freehold property sale will usually be nominal as most disbursements are payable by the purchaser.
Typically, disbursements will comprise fees paid to HM Land Registry for copy documents – usually between £3.00 and £20.00.
On the sale of a leasehold property it is usually necessary to provide the purchaser’s solicitors with a Landlord’s Management Pack
which gives details of the buildings insurance cover and the workings of the lease service/maintenance charge provisions.
Landlords typically charge approximately £200.00-£300.00 for such packs.
DISBURSEMENTS ON PURCHASE
On a property purchase you will have to budget for:
- Stamp Duty Land Tax depending on price paid (see calculator at
(for property located in Wales see –
- HM Land Registration fees – again these are calculated on a sliding scale depending on the price paid for the property
(fees usually amount to between £20.00 and £270.00)
- Land search fees (Local Authority search, Environmental search, Drainage/Water search, Chancel Repair Liability Search) depending on the
location of the property and the authority involved usually in the region of £300.00-£400.00 payable to the search providers.
Land searches are obligatory if a mortgage is involved. Land searches are not obligatory (but advised) if there is no mortgage
- If re-mortgaging – lenders might accept an indemnity insurance police in lieu of land searches.
Approximate premium payable to insurance company - £50.00 - £75.00 plus IPT