Court of Protection – Appointment of Deputies
An individual must retain mental capacity to be able to execute valid legal documents such as Wills, Powers of Attorney, etc.
In the event that an individual loses mental capacity he/she will not be able to execute any legal documents.
In such circumstances, if property, financial or other matters require attention, it will be necessary for an application to be submitted to the
Court of Protection for the appointment of a deputy to manage and deal with the affairs of the person lacking mental capacity.
This is very much a more involved and expensive process than the appointment of attorneys and the valid appointment of attorneys obviates
the need for the involvement of the Court of Protection in the affairs of an individual. An individual who appoints attorney(s)
and executes a valid Will effectively covers himself/herself for life (Lasting Powers of Attorney) and thereafter (Will).
Ironically, if an individual does not appoint attorneys or does not make a Will, the people that would become involved in dealing
with his/her affairs by application to the Court of Protection or in dealing with an intestacy would probably be the same individuals
that would no doubt have been appointed had the person in question executed Lasting Powers of Attorney and a valid Will.
The main difference is the expense which is higher in the absence of validly appointed LPAs and executed Wills.